Soalan: Apakah dokumen yang diperlukan oleh pihak Bank untuk pinjaman pembelian kereta?
Jawapan:
Dari pengalaman berurusan dengan pihak Bank, 4 dokumen ini sudah memadai untuk mendapat pinjaman kereta:
1. Salinan IC 2. Salinan Lesen Memandu* 3. Salinan Slip Gaji (3 bulan) 4. Salinan Bank Statement (terbaru)
*Sekiranya anda belum lagi mempunyai lesen memandu kereta yang sah, lesen kelas D, anda masih boleh memohon pinjaman kereta melalui 2 cara berikut:
1. Pinjaman dengan AMBANK. Selain salinan IC, Penyata gaji 3 bulan dan penyata bank terkini, anda hanya perlu menyertakan dua keping gambar bersaiz IC anda.
2. Dalam kes permohonan pinjaman yang memerlukan penjamin, jika penjamin anda mempunyai lesen memandu kereta, anda hanya perlu mengemukakan lesen penjamin anda.
Baru-baru ini, melalui pengalaman membuat pinjaman bank untuk pembeli saya, ada kes-kes tertentu, MAYBANK melepaskan pinjaman pembeli yang hanya memiliki lesen motorsikal sahaja.
This SUV is real gorgeous. Applauded for 'the highest five-star crash safety rating' in US.
The CR-V continues to lead in innovative performance efficiency and fuel economy. Honda has developed a totally new engine for the CR-V - the 2.0-L i-VTEC engine – which gives optimum power output at urban driving as well as under heavy load. ON-THE-ROAD PRICE rm 147,800
Big and beautiful and powerful. Despite its big body and engine, the fuel consumption is as low as Viva. Tested under AAM sanction, Accord 2.0(A) and 2.4(A), took 17km and 17.2km for every liter petrol respectively.
Dibangunkan dari pengalaman lumba rally. Jaminan 5 tahun atau 100,000 km Engine 2.0 DOHC MIVEC yang berkuasa 155 kuasa kuda pada 6000 rpm Gear Auto 6-speed Sports Mode INVECS-III CVT Disc brake depan belakang
Harga Jualan rm81,888 KINI rm63,250 sahaja Bulanan rm714 - rm816
Duit muka rm250 Pinjaman rm72,000 Anda dapat duit poket rm9,000
Hubungi kami: hp 019 338 7710 (KR)
CITRA 2.0(A) CVVT - MPV yang mampu dimiliki semua
MPV paling murah dan paling laris dalam kelasnya.
CITRA GS Tempat duduk kulit Rim sport Sunroof Airbags ABS
Harga asal rm79,888 KINI rm62,150 sahaja Bulanan rm712 - rm815
Duit muka rm250 Pinjaman rm71,900 Anda dapat pulangan tunai rm10,000
Untuk promosi hebat ini, hubungi kami: hp 019 338 7710 (KR) allcar.negotiator@yahoo.com
CITRA RS - TELAH HABIS DIJUAL.
RONDO II 2.0(A) - Versi terbaru CITRA
Harga atas-jalan RONDO II EX rm84,888 RONDO II EXS rm88,888
Beli dengan kami. Kami menawarkan minimum diskaun rm2,888 Bulanan rm907
Hubungi kami: hp 019 338 7710 (KR)
SPECTRA5 - DISCOUNT RM17,050 OTR Price rm73,888 NOW rm55,950 only Monthly rm631 - rm745
Pay down-payment rm250 only Loan rm65,700 Cash refund for you rm10,000
To take this offer up, contact us
hp 019 338 7710 (KR)
KIA SPORTAGE 2.0 CVVT - DISCOUNT RM22,950
OTR Price rm112,000 NOW rm89,050 only Monthly rm1007 - rm1143
Pay down-payment rm250 only Loan rm100,800 Cash refund for you rm12,000
What is this offer all about? You might question which one is which one? You might look for an option that is best-suited to your need?
We are here to help you to give our honest consultation.
Give us a call / send us an email. hp 019 338 7710 (KR)
Email: allcar.negotiator@yahoo.com
*While stock lasts . *Note: Cash refund (if any) is made by cheque issued by NAZA KIA SDN BHD, strictly paid under buyers' name within 10 days after delivery. .
SLYPHY is awarded 6-Star rating by JNCAP (Japanese New Car Assessment Program). The highest safety rating possible by JINCAP. While its engine provides you with one of the smoothest rides available.
SYLPHY offers two classes of specifications, that are, COMFORT & LUXURY.
LATIO IMPUL Dato' Dr Ang Bon Beng, Executive Director. Edaran Tan Chong Motor.
“The Nissan Latio Tuned By Impul will be a limited production run and is targeted at customers who want their Latio to be more distinctive and at the same time take driving performance to a whole new level”.
Powerful 4-cylinder, DOHC gasoline engine with CVTC (Continuous Variable-Valve Timing Control) system has formidable 4x4 capabilities for the wild terrain, but it's equally at home on the highway or city street. Comes with a compact balancer shaft that significantly reduces noise and vibration, delivering an exceptionally quiet, comfortable drive.
Equipped with 5-speed Automatic transmission. A totally pumped up truck with rugged good looks, leather interior and the mightiest engine in its class to date.
General Specifications: Anti-Theft Alarm Immobiliser Rear Parking Sensor
ON-THE-ROAD PRICE: rm 103,721 Buy from us. We offer a discount
Contact our friendly Sales Advisors: Ali Osali :017-344 4451 Ym&Email:aliosali1960@yahoo.com
General Specifications: MEDIUM LINE Dual Airbags
ABS + EBD
Fabric Seat
No Rear Spoiler
Immobilizer
Central Lock
Alarm System
Reverse Sensors
Keyless Remote Entry
Radio CD, MP3, WMA, Bluetooth
HIGH LINE Dual Airbags
ABS + EBD
Leather Seat
Rear Spoiler
Front Fog Lamps
Front Seat Armrest
Cruise Control
GPS System
Radio DVD, USB
COLORS CHOICE Blue, Brown, Black, Silver White & Red
GEAR TRANSMISSION 4-Speed Auto
ENGINE 1.6 liter Campro CPS
125 horsepower (127 PS) at 6,500 rpm
150Nm of torque at 4,500rpm
PETROL CONSUMPTION 10.8 km / liter (on the combined cycle)
13.8 km / liter at 90km/h
EXTENDED WARRANTY 5 years or 175,000 km
NO EXCHANGE PROGRAMME Not valid for rm5,000 scrapping trade-in programme
Ride and handling are superb.
Leather seats.
Fuel consumption about 13km/ liter
ON-THE-ROAD PRICE:
AUTO: CPS 1.6 Premium rm64,888.00
MANUAL: CPS 1.6 Premium rm61,888.00
Beli dengan kami, kami menawarkan:
Petrol Full Tank
Smart Tag
Tinted worth rm350
Jumper Cable
Sporty Blind Spot Mirror
Sunshade
Very Special Gift*
Keseluruhan bernilai rm800.00
Sekiranya benar seperti yang di-iklankan baru-baru ini, ujian cabaran penjimatan melibatkan 30 Saga BLM dari Shah Alam ke Gopeng meliputi 200km perjalanan, menunjukkan Saga BLM amat menjimatkan dari segi penggunaan petrol. Berikut adalah hasilnya:
Automatic: 3.64 liter petrol untuk 100km perjalanan
Manual: 2.23 liter petrol untuk 100km perjalanan
Secara praktikal, berdasarkan tinjauan dari perbincangan forum-forum bebas, secara purata penggunaan petrol BLM adalah 13km/ liter.
Walaupun secara teknikalnya, pembiayaan 100% loan boleh didapati untuk model B-Line, tetapi berdasarkan pengalaman, kebanyakan pembeli perlu mengeluarkan deposit antara rm700 - rm1500. Tertakluk kepada kelulusan bank.
Senarai harga Proton Saga 1.3 BLM: _____________________________________________________________
N-LINE (Specs paling asas / basic) Terdapat dalam versi Manual dan warna Solid sahaja rm31,500
_____________________________________________________________
B-LINE - (Specs tengah-tengah) Tiada Airbags
MANUAL Warna Solid rm 36,048 Warna Metallic rm 36,498
AUTO Warna Solid rm 39,048 Warna Metallic rm 39,498
_____________________________________________________________
M-LINE (Specs paling tinggi)
Ada satu Airbag untuk Pemandu Terdapat dalam versi Auto sahaja. Tiada versi Manual.
AUTO Warna Solid rm 41,048 Warna Metallic rm 41,498
Neo’s sleek design and superb ride and handling, thanks to Lotus, Proton’s sister company, are hard to resist. It is designed to impress. Attention for young and stylish bachelors, get it now! 100% Financing is available. What’s more, you will get cash back rm2,000*-
Price starts from rm43,900.
NEO's Monthly Installments
LITE Satria NEO 1.6 LITE A/T (Metallic) rm522
Satria NEO 1.6 LITE M/T (Metallic) rm489
MEDIUM-LINE Satria NEO 1.6 ML A/T (Metallic) rm573
Satria NEO 1.6 ML M/T (Metallic) rm540
LITE Satria NEO 1.6 LITE A/T (Metallic) rm46,900.00
Satria NEO 1.6 LITE M/T (Metallic) rm43,900.0
MEDIUM Satria NEO 1.6 ML A/T (Metallic) rm51,463.00
Satria NEO 1.6 ML M/T (Metallic) rm48,463.00
This car is my personal choice amongst Proton's family. Beauty lies in the eyes of beholder. For me, Persona is a beauty. The price is reasonably within our budget. It goes without saying, this is the car that was named the best 2008 Frost and Sullivan ASEAN Automotive Award.
Full loan for B-Line and M-Line are arrangeable.
Monthly installments: BASE-LINE Persona 1.6 (IAFM) A/T BASE-LINE (M) rm545
Persona 1.6 (IAFM) A/T BASE-LINE (S) rm540
Persona 1.6 (IAFM) M/T BASE-LINE (M) rm512
Persona 1.6 (IAFM) M/T BASE-LINE (S) rm507
MEDIUM-LINE Persona 1.6 (IAFM) A/T M-LINE (M) rm594
Persona 1.6 (IAFM) A/T M-LINE (S) rm589
Persona 1.6 (IAFM) M/T M-LINE (M) rm560
Persona 1.6 (IAFM) M/T M-LINE (S) rm555
HI-LINE Persona 1.6 (IAFM) A/T H-LINE (M) rm633
Persona 1.6 (IAFM) A/T H-LINE (S) rm628
SPECIAL EDITION SE Persona SE 1.6 (IAFM) rm666
PERSONA's Pricelist:
BASE-LINE Persona 1.6 (IAFM) A/T BASE-LINE (M) rm48,949.00
Persona 1.6 (IAFM) A/T BASE-LINE (S) rm48,499.00
Persona 1.6 (IAFM) M/T BASE-LINE (M) rm45,949.00
Persona 1.6 (IAFM) M/T BASE-LINE (S) rm45,499.00
MEDIUM-LINE Persona 1.6 (IAFM) A/T M-LINE (M) rm53,300.00
Persona 1.6 (IAFM) A/T M-LINE (S) rm52,850.00
Persona 1.6 (IAFM) M/T M-LINE (M) rm50,300.00
Persona 1.6 (IAFM) M/T M-LINE (S) rm49,850.00
HI-LINE Persona 1.6 (IAFM) A/T H-LINE (M) rm56,800.00
Persona 1.6 (IAFM) A/T H-LINE (S) rm56,350.00
SPECIAL EDITION SE Persona SE 1.6 (IAFM) rm59,800.00